Terms of Use

1. Acceptance of Terms

By using FBA Finance’s website, mobile application, or services, you agree to comply with these Terms of Use. If you do not agree with these terms, please refrain from using our services.

2. Use of Services

FBA Finance provides financial tools and services to help businesses and individuals manage their finances. You agree to use our services only for lawful purposes and in compliance with all applicable laws and regulations.

You must:

• Be at least 18 years of age or the legal age of majority in your jurisdiction

• Provide accurate and truthful information when creating an account, including credit score data

• Not engage in any fraudulent, harmful, or unlawful activities

3. Credit Score Use

FBA Finance incorporates your credit score to assess your financial profile for loan eligibility, interest rates, and tailored products. By using our services, you agree to provide access to your credit history and allow us to share necessary credit information with relevant financial institutions or partners. Your credit score may be regularly updated based on your platform activity, and we aim to help users improve their scores over time.

4. Account Security

You are responsible for maintaining the confidentiality of your account credentials. Any activities conducted under your account are your responsibility. Notify us immediately if you suspect any unauthorized access to your account.

5. Intellectual Property

All content, trademarks, and intellectual property on the FBA Finance platform, including logos, designs, and software, are owned by FBA Finance or licensed to us. You may not use, reproduce, or distribute any content from our platform without explicit permission.

6. Limitation of Liability

FBA Finance strives to provide reliable and secure services, but we cannot guarantee uninterrupted access or error-free performance. We are not liable for any damages resulting from service interruptions, errors, or unauthorized access, including impacts on your credit score.

7. Termination

We reserve the right to terminate or suspend your access to our services at any time, with or without notice, for violations of these terms or for any other reason, including fraudulent activity.

8. Governing Law

These Terms of Use are governed by the laws of [Yet to be decided]. Any disputes arising from your use of our services will be resolved in the courts of [Yet to be decided].

9. Changes to Terms of Use

We may update these Terms of Use from time to time. Any changes will be communicated through our website or email. By continuing to use our services, you agree to the revised terms.

10. Contact Information

For questions about these Terms of Use, please contact us at:

• Email: [e-mail]

• Phone: [phone]

This Privacy Policy and Terms of Use document is designed to ensure transparency, security, and trust between FBA Finance and our users. By using our services, you agree to these terms and help us maintain a secure and user-friendly platform.